CHIRON CAPITAL MANAGEMENT, LLC

Chiron Capital Management, LLC and its dba, Breakwater Capital, offer discretionary and non-discretionary investment management and investment advisory services. Before receiving these services, clients must enter into a written Advisory Agreement with the Firm, outlining the terms and conditions of the advisory relationship. The Firm tailors its advisory services to meet individual client needs, ensuring portfolios are managed consistently with their objectives. The Firm consults with clients to assess their risk tolerance, time horizon, liquidity constraints, and other relevant factors. Clients should promptly notify the Firm of any changes in their financial situation or if they wish to place limitations on their portfolio management.

The Firm primarily allocates client assets among various individual equity and debt securities, private equity, health care, fixed income, mutual funds, and exchange-traded funds (“ETFs”) in accordance with their stated investment objectives. The Firm consults with clients to assess their specific risk tolerance, time horizon, liquidity constraints, and other related factors relevant to the management of their portfolios, ensuring portfolios are managed in a manner consistent with client needs and objectives. Where appropriate, the Firm may also provide advice about any type of legacy position or other investment held in client portfolios. Clients may engage the Firm to manage and/or advise on certain investment products that are not maintained at their primary custodian, such as variable life insurance and annuity contracts and assets held in employer-sponsored retirement plans. In these situations, the Firm directs or recommends the allocation of client assets among the various investment options available with the product.

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