CONCENTRUM WEALTH MANAGEMENT

The firm offers individualized investment advice to clients utilizing their Wrap Asset Portfolio Management service. Clients can place reasonable restrictions on investments, though some restrictions may not be possible due to management complexity. The firm only offers wrap fee accounts, managed individually based on client objectives, goals, and risk tolerance. The firm uses charting, fundamental, technical, and cyclical methods of analysis. Either party can terminate the advisory agreement for Wrap Asset Management services in writing, with a pro-rata refund of unearned fees. They typically manage wrap fee accounts for individuals, high net-worth individuals, trusts, estates, charitable organizations, pension and profit-sharing plans, corporations, limited liability companies, and other business types.

The firm employs various investment strategies in managing client accounts, ensuring they align with the client's needs, investment objectives, risk tolerance, and time horizons. These strategies include long-term purchases (securities held for at least a year), short-term purchases (securities sold within a year), and trading (securities sold within 30 days). Additionally, the firm may utilize margin transactions, short sales, cryptocurrency products, private placements, and option writing, including covered options, uncovered options, or spreading strategies. The firm also considers current economic and market trends when making allocation changes, with the goal of improving account performance, minimizing losses, and managing internal fees. Client accounts are reviewed at least quarterly, and adjustments are made as needed.

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