GIBSON CAPITAL, LLC

Gibson Capital, LLC is an SEC Registered Investment Advisor based in Wexford, PA. They provide investment advisory services, based on a strategic asset allocation approach, to high net worth individuals, foundations, and retirement plans nationwide. They operate as a fee-only, open architecture firm with no proprietary products and no associated conflicts of interest. They design and implement customized client portfolios with the freedom to recommend an appropriate mix of investment alternatives based on the individual needs of their clients. Their advisory business consists primarily of ongoing investment advisory services, which include reviewing current financial situations, collaborative investment education and decision-making processes, developing appropriate, customized portfolio structures, documenting approved strategies in an investment policy statement, implementing and ongoing management of the portfolio, ongoing monitoring of investment recommendations, investment performance, tax, and other reporting, coordination with other client advisors, ongoing review and communication to ensure that the strategy remains appropriate, and related planning and modeling. They also provide investment advice of a more limited nature to clients who do not require ongoing investment advisory services, offering consulting services tailored to the needs of the client.

C. Gibson tailors its investment strategies to the individual needs of each client. They do not utilize model portfolios and instead involve clients in the decision-making process. This collaborative approach results in a customized investment strategy documented in a formal Investment Policy Statement (IPS). The IPS outlines the client's investment objectives, asset allocation decisions, portfolio risk/return characteristics, level of discretion granted to the advisor, and the duties and responsibilities of those involved. Clients can also impose restrictions or preferences for certain securities, which are incorporated into the investment strategy. C. Gibson mitigates investment risks through diversification across asset classes and securities within those classes. They design portfolios that capture the benefits of multiple-asset-class investing, helping clients pursue their financial goals with less volatility. Their services include a review of the client's current financial situation, collaborative investment education and decision-making, development of a customized portfolio structure, documentation of the approved strategy in an IPS, implementation and ongoing management of the portfolio, and ongoing monitoring of investment recommendations. They also provide ongoing performance, tax, and other reporting, coordinate with other client advisors, and conduct ongoing reviews to ensure the strategy remains appropriate.

(Subscription Required)