HCR WEALTH ADVISORS

The firm's management personnel are agents for various insurance companies and licensed as registered representatives of a broker-dealer and/or licensed as insurance agents or brokers. They can receive commissions from implementing product transactions or investment recommendations for advisory clients, which presents a conflict of interest. However, clients are not obligated to engage these individuals for implementation, and the decision to implement recommendations rests solely with the client. The firm discloses all material conflicts of interest and ensures clients are aware they are not required to purchase recommended products from employees or affiliated companies. The firm manages advisory accounts on a discretionary basis, guided by the client's objectives and tax considerations. They may agree to certain restrictions on securities. Recommendations are not limited to specific products and can include a variety of securities such as exchange-listed securities, over-the-counter securities, foreign issuers, warrants, corporate debt, commercial paper, certificates of deposit, municipal securities, variable life insurance, variable annuities, mutual fund shares, U.S. governmental securities, interests in partnerships investing in real estate, structured notes and alternatives.

(Subscription Required)

(Subscription Required)