ALJIAN CAPITAL MANAGEMENT, LLC

Aljian Capital Management (ACM) is an investment advisory firm that provides comprehensive portfolio management and pension consulting services to individuals, high net worth individuals, pension and profit-sharing plans, corporations, limited liability companies, and other business types. ACM specializes in low-risk, conservative investments, aiming to achieve the highest return on client cash balances. They generally invest in money market funds, FDIC Insured Certificates of Deposit, high-grade commercial paper, and government-backed debt instruments. ACM is a limited liability company formed in California in 2013 and converted to a Nevada LLC in 2023. It is wholly owned by the Aljian Family Revocable Trust, with Jim and Denise Aljian as trustees. ACM has no legal or disciplinary events that could materially affect a client's evaluation of their advisory business or management integrity. They do not charge performance fees or engage in commissionable securities sales in advisory accounts. ACM received financial assistance from Schwab to transition one of their investment adviser representatives' businesses to Schwab's platform. This creates a conflict of interest that ACM attempts to mitigate by evaluating Schwab's services and recommending them based on their value.

**Long-term Purchases:** This strategy involves holding securities for an extended period (at least a year). The potential risk lies in missing out on short-term gains and the possibility of sharp value declines due to incorrect predictions. **Short-term Purchases:** This strategy aims to profit from short-term price swings by purchasing and selling securities within a year or less. The goal is to capitalize on market conditions that are expected to lead to price fluctuations.

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