Bread Financial Holdings Inc. provides credit card and other loans financing services to customers and consumer-based industries in North America. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs and Bread BNPL (installment loans, split-pay) products. Bread offers an enhanced digital suite that includes a unified software development kit.
Market Cap | 1.721 Billion | Shares Outstanding | 50.12 Million | Avg 30-day Volume | 513.757 Thousand |
P/E Ratio | 3.1328 | Dividend Yield | 3.345 | EPS | 0.25 |
Price to Revenue | 0.3659 | Debt to Equity | 1.7171 | EBITDA | 1.241 Billion |
Price to Book Value | 0.5771 | Operating Margin | 23.1286 | Enterprise Value | 2.952 Billion |
Current Ratio | 1.462 | EPS Growth | 0.082 | Quick Ratio | 1.462 |
1 Yr BETA | 1.6692 | 52-week High/Low | 43.71 / 22.88 | Profit Margin | 11.6802 |
Operating Cash Flow Growth | 18.8667 | Free Cash Flow to Firm (FCFF) TTM | 3.003 Billion | Free Cash Flow to Equity (FCFE) TTM | 13.258 Billion |
Altman Z-Score | 0.7744 | ||||
Earnings Report | 2023-10-26 |
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Insider Name | Type | Last Reported Shares Held | Last Reported Date | Filings in past year |
---|---|---|---|---|
|
3,394 | 2023-08-15 | 2 | |
|
34,842 | 2023-07-31 | 2 | |
|
38,286 | 2023-07-17 | 5 | |
|
27,065 | 2023-07-17 | 5 | |
GREER VALERIE E EVP, CHIEF COMMERCIAL OFFICER |
|
96,768 | 2023-07-17 | 3 |
BEBERMAN PERRY S EVP, CHIEF FINANCIAL OFFICER |
|
77,761 | 2023-07-17 | 3 |
|
19,471 | 2023-06-15 | 1 | |
|
15,261 | 2023-06-15 | 1 | |
|
13,529 | 2023-06-15 | 1 | |
|
5,797,961 | 2023-05-30 | 7 | |
|
4,889 | 2023-04-17 | 3 | |
MOTES JOSEPH L III EVP, CAO, GEN COUNSEL & SECY |
|
82,026 | 2023-03-24 | 3 |
MCCONNAUGHEY TAMMY M EVP, OPERATIONS & CREDIT RISK |
|
81,567 | 2023-03-24 | 3 |
ANDRETTA RALPH J PRESIDENT AND CEO |
|
298,197 | 2023-03-24 | 3 |
CAMPBELL JONATHAN BRYAN SVP, CHIEF ACCTG. OFFICER |
|
7,783 | 2023-02-15 | 2 |
SANTILLAN LAURA SVP, CHIEF ACCTG. OFFICER |
|
38,249 | 2021-10-22 | 0 |
CHESNUT JOHN JEFFREY SVP AND TREASURER |
|
19,141 | 2021-10-22 | 0 |
KING TIMOTHY P EVP & CHIEF FINANCIAL OFFICER |
|
36,010 | 2021-02-18 | 0 |
HORN CHARLES L EVP & SENIOR ADVISOR |
|
6,300 | 2021-02-16 | 0 |
|
78,260 | 2020-03-20 | 0 | |
|
748,554 | 2020-03-20 | 0 | |
|
135,190 | 2020-03-20 | 0 | |
VALUEACT CAPITAL MASTER FUND, L.P. VALUEACT CAPITAL MANAGEMENT, L.P. |
|
No longer subject to file | 2019-10-28 | 0 |
VALUEACT CAPITAL MASTER FUND, L.P. VALUEACT CAPITAL MANAGEMENT, L.P. |
|
No longer subject to file | 2019-10-24 | 0 |
HEFFERNAN EDWARD J PRESIDENT AND CEO |
|
251,893 | 2019-02-15 | 0 |
PEARSON BRYAN A EVP & PRESIDENT, LOYALTYONE |
|
111,224 | 2019-02-15 | 0 |
KENNEDY BRYAN J EVP & PRESIDENT, EPSILON |
|
267,374 | 2019-02-15 | 0 |
MILLER MELISA A EVP & PRES, CARD SERVICES |
|
42,453 | 2019-02-15 | 0 |
VALUEACT CAPITAL MASTER FUND, L.P. VALUEACT CAPITAL MANAGEMENT, L.P. |
|
5,207,646 | 2018-11-28 | 0 |
|
26,990 | 2018-06-25 | 0 | |
VALUEACT CAPITAL MASTER FUND, L.P. VALUEACT CAPITAL MANAGEMENT, L.P. |
|
6,083,865 | 2018-06-25 | 0 |
|
9,237 | 2017-06-26 | 0 | |
|
0 | 2017-06-07 | 0 | |
EPPERSON LEIGH ANN K SVP, GENERAL COUNSEL & SECY |
|
14,301 | 2015-04-20 | 0 |
|
11,426 | 2014-07-01 | 0 | |
SZEFTEL IVAN M EVP & PRES, RETAIL CREDIT SVCS |
|
95,683 | 2011-03-21 | 0 |
UTAY ALAN M EVP, CAO, GEN. COUNSEL, SECY |
|
83,428 | 2010-04-26 | 0 |
PARKS J MICHAEL |
|
216,111 | 2010-03-17 | 0 |
KUBIC MICHAEL D |
|
No longer subject to file | 2010-02-22 | 0 |
CARTER BARRY R |
|
No longer subject to file | 2009-10-22 | 0 |
SCULLION JOHN W |
|
No longer subject to file | 2009-10-16 | 0 |
TUCKER DWAYNE H EVP, HR & CORP. COMMUNICATIONS |
|
99,676 | 2009-08-14 | 0 |
|
No longer subject to file | 2009-02-26 | 0 | |
FINKELMAN DANIEL P |
|
39,470 | 2007-07-16 | 0 |
|
0 | 2007-07-06 | 0 | |
|
7,160,349 | 2006-04-27 | 0 | |
|
678 | 2006-04-27 | 0 | |
|
7,483,847 | 2006-04-27 | 0 | |
|
7,418,216 | 2006-04-27 | 0 | |
|
7,361,369 | 2006-04-27 | 0 | |
|
7,239,321 | 2006-04-27 | 0 | |
|
7,185,764 | 2006-04-27 | 0 | |
|
7,160,996 | 2006-04-27 | 0 | |
|
7,160,965 | 2006-04-27 | 0 | |
|
7,160,639 | 2006-04-27 | 0 | |
|
7,162,898 | 2006-04-27 | 0 | |
|
7,160,764 | 2006-04-27 | 0 |
Reporting Owners | Filing Date | Trans Date | Trans Code | Shares | Share Price | Acquired Disposed |
Shares Owned after | D/I | 10b5 | Perf 1d* | Perf 5d* | Perf 1m* | Max Gain | Max Gain Days | Max Loss | Max Loss Days |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
2023-08-16 17:03:41 -0400 | 2023-08-15 | A | 3,394 | a | 3,394 | direct | 0.2672 | -0.4542 | 0.2672 | 2 | -2.4579 | 4 |
* -
Code | Definition |
---|---|
A | Grant, award or other acquisition pursuant to Rule 16b-3(d) |
C | Conversion of derivative security |
D | Disposition to the issuer of issuer equity securities pursuant to Rule 16b-3(e) |
E | Expiration of short derivative position |
F | Payment of exercise price or tax liability by delivering or withholding securities incident to the receipt, exercise or vesting of a security issued in accordance with Rule 16b-3 |
G | Bona fide gift |
H | Expiration (or cancellation) of long derivative position with value received |
I | Discretionary transaction in accordance with Rule 16b-3(f) resulting in acquisition or disposition of issuer securities |
J | Other acquisition or disposition |
L | Small acquisition under Rule 16a-6 |
M | Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 |
O | Exercise of out-of-the-money derivative security |
P | Open market or private purchase of non-derivative or derivative security |
S | Open market or private sale of non-derivative or derivative security |
U | Disposition pursuant to a tender of shares in a change of control transaction |
W | Acquisition or disposition by will or the laws of descent and distribution |
X | Exercise of in-the-money or at-the-money derivative security |
Z | Deposit into or withdrawal from voting trust |
Updated throughout the day, this shows the number of shares available to borrow. Data provided by Interactive Brokers
Security | Date/Time | Rebate Rate | Fee Rate | Shares Available |
---|---|---|---|---|
BREAD FINANCIAL HOLDINGS INC BFH | 2023-09-29 22:15:03 UTC | 5.0447 | 0.2753 | 1800000 |
BREAD FINANCIAL HOLDINGS INC BFH | 2023-09-29 21:45:04 UTC | 5.0447 | 0.2753 | 1800000 |
BREAD FINANCIAL HOLDINGS INC BFH | 2023-09-29 21:15:03 UTC | 5.0447 | 0.2753 | 1800000 |
BREAD FINANCIAL HOLDINGS INC BFH | 2023-09-29 20:45:05 UTC | 5.0447 | 0.2753 | 1800000 |
BREAD FINANCIAL HOLDINGS INC BFH | 2023-09-29 20:15:04 UTC | 5.0447 | 0.2753 | 1800000 |
BREAD FINANCIAL HOLDINGS INC BFH | 2023-09-29 19:45:04 UTC | 5.0447 | 0.2753 | 1700000 |
BREAD FINANCIAL HOLDINGS INC BFH | 2023-09-29 19:15:03 UTC | 0.0 | 0.0 | 1700000 |
BREAD FINANCIAL HOLDINGS INC BFH | 2023-09-29 18:45:03 UTC | 0.0 | 0.0 | 1700000 |
BREAD FINANCIAL HOLDINGS INC BFH | 2023-09-29 18:15:03 UTC | 0.0 | 0.0 | 1700000 |
BREAD FINANCIAL HOLDINGS INC BFH | 2023-09-29 17:45:03 UTC | 5.0447 | 0.2753 | 1700000 |
BREAD FINANCIAL HOLDINGS INC BFH | 2023-09-29 17:15:04 UTC | 5.0447 | 0.2753 | 1700000 |
BREAD FINANCIAL HOLDINGS INC BFH | 2023-09-29 16:45:04 UTC | 5.0447 | 0.2753 | 1700000 |
BREAD FINANCIAL HOLDINGS INC BFH | 2023-09-29 16:15:03 UTC | 5.0447 | 0.2753 | 1800000 |
BREAD FINANCIAL HOLDINGS INC BFH | 2023-09-29 15:45:04 UTC | 5.0447 | 0.2753 | 1800000 |
BREAD FINANCIAL HOLDINGS INC BFH | 2023-09-29 15:15:04 UTC | 5.0447 | 0.2753 | 1800000 |
BREAD FINANCIAL HOLDINGS INC BFH | 2023-09-29 14:45:04 UTC | 5.0447 | 0.2753 | 1800000 |
BREAD FINANCIAL HOLDINGS INC BFH | 2023-09-29 14:15:04 UTC | 5.0447 | 0.2753 | 1800000 |
BREAD FINANCIAL HOLDINGS INC BFH | 2023-09-29 13:45:03 UTC | 5.0526 | 0.2674 | 1800000 |
BREAD FINANCIAL HOLDINGS INC BFH | 2023-09-29 13:15:04 UTC | 5.0526 | 0.2674 | 1800000 |
BREAD FINANCIAL HOLDINGS INC BFH | 2023-09-29 12:45:05 UTC | 5.0526 | 0.2674 | 1800000 |
Holder | Issuer | Net Short Position | Position Date | Origin |
---|---|---|---|---|
AdvisorShares Trust- AdvisorShares Ranger Equity Bear ETF | BFH | -100000.0 shares, $-3139000.0 | 2023-06-30 | N-PORT |
AdvisorShares Trust- AdvisorShares Dorsey Wright Short ETF | BFH | -6405.0 shares, $-201052.95 | 2023-06-30 | N-PORT |
LAZARD FUNDS INC- Lazard Enhanced Opportunities Portfolio | BFH | -3426.0 shares, $-107542.14 | 2023-06-30 | N-PORT |
JNL Series Trust- JNL Multi-Manager Alternative Fund | BFH | -10878.0 shares, $-341460.42 | 2023-06-30 | N-PORT |
Blackstone Alternative Investment Funds- Blackstone Alternative Multi-Strategy Fund | BFH | -7400.0 shares, $-232286.0 | 2023-06-30 | N-PORT |
VANGUARD MONTGOMERY FUNDS- VANGUARD MARKET NEUTRAL FUND | BFH | -27606.0 shares, $-866552.34 | 2023-06-30 | N-PORT |
PACE SELECT ADVISORS TRUST- PACE Alternative Strategies Investments | BFH | -3418.0 shares, $-142086.26 | 2023-07-31 | N-PORT |