Citizens Financial Group Inc (CFG)

Sector:
FINANCE
Industry:
BANKS
SIC:
STATE COMMERCIAL BANKS
CEO:
Bruce Winfield van Saun
Employees:
18,900
1 CITIZENS PLAZA, PROVIDENCE, RI 02903
4014567000

Citizens Financial Group, Inc. operates in two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, credit cards, business loans, wealth management, and investment services. The Commercial Banking segment provides various financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, and interest rate and commodity risk management solutions.

Data derived from most recent annual or quarterly report
Market Cap 12.781 Billion Shares Outstanding484.309 Million Avg 30-day Volume 8.417 Million
P/E Ratio6.7449 Dividend Yield5.5133 EPS4.18
Price to Revenue1.7164 Debt to Equity0.8212 EBITDA3.399 Billion
Price to Book Value0.6579 Operating Margin0.0 Enterprise Value28.189 Billion
Current Ratio EPS Growth-0.117 Quick Ratio
1 Yr BETA 1.1806 52-week High/Low 44.17 / 23.37 Profit Margin25.4468
Operating Cash Flow Growth-17.6145 Altman Z-Score Free Cash Flow to Firm -13.282 Billion
Earnings Report2023-07-19
View SEC Filings from CFG instead.

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Funds Holding CFG (via 13F filings)

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Mutual Funds Holding CFG

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Recent Filings

Events (8k)

  • 8-K: filed on 2023-05-09:
    Item 7.01: Regulation FD Disclosure
    Item 9.01: Financial Statements and Exhibits
  • 8-K: filed on 2023-04-28:
    Item 5.07: Submission of Matters to a Vote of Security Holders
  • 8-K: filed on 2023-04-19:
    Item 2.02: Results of Operations and Financial Condition
    Item 7.01: Regulation FD Disclosure
    Item 9.01: Financial Statements and Exhibits
  • 8-K: filed on 2023-04-12:
    Item 5.02: Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers
    Item 9.01: Financial Statements and Exhibits
  • 8-K: filed on 2023-03-30:
    Item 7.01: Regulation FD Disclosure
  • 8-K: filed on 2023-02-17:
    Item 7.01: Regulation FD Disclosure
    Item 9.01: Financial Statements and Exhibits
  • 8-K: filed on 2023-01-17:
    Item 2.02: Results of Operations and Financial Condition
    Item 7.01: Regulation FD Disclosure
    Item 9.01: Financial Statements and Exhibits
  • 8-K: filed on 2022-10-20:
    Item 8.01: Other Events
    Item 9.01: Financial Statements and Exhibits
  • 8-K: filed on 2022-10-19:
    Item 2.02: Results of Operations and Financial Condition
    Item 7.01: Regulation FD Disclosure
    Item 9.01: Financial Statements and Exhibits
  • 8-K: filed on 2022-07-19:
    Item 2.02: Results of Operations and Financial Condition
    Item 7.01: Regulation FD Disclosure
    Item 9.01: Financial Statements and Exhibits
  • Proposed Sales (Form 144)

    Open Market Buys/Sells Last 60 Days

    Open Market Buys (P)

    4.3 Thousand total shares from 2 transactions

    Open Market Sells (S)

    none

    Exercise Derivative Conversion (M)

    none

    Current/Former Insiders

    Insider Name Type Last Reported Shares Held Last Reported Date Filings in past year

    KELLY EDWARD J III

    • Director
    24,512 2023-05-17 5

    ZURAITIS MARITA

    • Director
    42,216 2023-05-17 5

    HANKOWSKY WILLIAM P

    • Director
    65,381 2023-05-17 5

    CUMMINGS KEVIN

    • Director
    522,948 2023-05-17 7

    SWIFT CHRISTOPHER

    • Director
    12,566 2023-05-17 5

    SIEKERKA MICHELE N

    • Director
    59,624 2023-05-17 5

    LEARY ROBERT G

    • Director
    19,139 2023-05-17 5

    LILLIS TERRANCE

    • Director
    27,512 2023-05-17 5

    SUBRAMANIAM SHIVAN S.

    • Director
    73,516 2023-05-17 6

    WATSON WENDY A.

    • Director
    40,216 2023-05-17 5

    CUMMING CHRISTINE M

    • Director
    37,087 2023-05-17 5

    ALEXANDER LEE

    • Director
    12,566 2023-05-17 5

    MCCREE DONALD H III VICE CHAIR, COMMERCIAL BANKING

    • Officer
    239,011 2023-05-13 4

    VAN SAUN BRUCE CHAIRMAN AND CEO

    • Officer
    • Director
    1,058,511 2023-05-13 3

    GRIGGS MALCOLM D CHIEF RISK OFFICER

    • Officer
    122,083 2023-05-13 4

    WOODS JOHN F CHIEF FINANCIAL OFFICER

    • Officer
    209,698 2023-05-13 3

    READ CRAIG JACK CONTROLLER

    • Officer
    36,868 2023-05-13 3

    COUGHLIN BRENDAN HEAD OF CONSUMER BANKING

    • Officer
    85,220 2023-05-13 5

    LAMONICA SUSAN CHIEF HUMAN RESOURCES OFFICER

    • Officer
    158,039 2023-05-13 4

    JOHNSON ELIZABETH S. CHIEF EXPERIENCE OFFICER

    • Officer
    106,648 2023-05-13 4

    RUTTLEDGE MICHAEL CHIEF INFORMATION OFFICER

    • Officer
    41,950 2023-05-13 3

    KLANE POLLY N. GENERAL COUNSEL

    • Officer
    21,272 2023-03-01 1

    BAKER MARY ELLEN HEAD OF BUSINESS SERVICES

    • Officer
    51,193 2022-06-30 1

    HIGDON LEO I JR

    • Director
    33,767 2022-02-11 0

    KOCH CHARLES JOHN

    • Director
    104,724 2022-02-11 0

    GANNON STEPHEN T. GENERAL COUNSEL

    • Officer
    120,706 2021-03-01 0

    HANNA HOWARD W. III

    • Director
    36,148 2021-02-17 0

    CASADY MARK S

    • Director
    24,124 2020-02-12 0

    CONNER BRAD L. VICE CHAIR, CONSUMER BANKING

    • Officer
    165,507 2019-03-01 0

    DI IORIO ANTHONY M

    • Director
    28,494 2019-02-14 0

    RYAN ARTHUR F

    • Director
    60,994 2019-02-14 0

    BLACK RANDALL J CONTROLLER

    • Officer
    34,258 2018-06-05 0

    FAWCETT JOHN J. CFO (THROUGH MARCH 3, 2017)

    • Officer
    55,859 2017-03-07 0

    ABOAF ERIC W. CHIEF FINANCIAL OFFICER

    • Officer
    22,004 2016-12-31 0

    BOWERMAN DAVID J. VICE CHAIR, BUSINESS SERVICES

    • Officer
    108,920 2016-10-03 0

    SHANIK NANCY L. CHIEF RISK OFFICER

    • Officer
    136,678 2016-05-23 0

    OHSBERG RONALD S. CONTROLLER

    • Officer
    11,347 2016-03-07 0

    ROYAL BANK OF SCOTLAND GROUP PLC

    ROYAL BANK OF SCOTLAND PLC

    RBSG INTERNATIONAL HOLDINGS LTD.

    • 10% Owner
    0 2015-11-03 0

    GILLESPIE ROBERT ANDREW JOSEPH

    • Director
    No longer subject to file 2015-11-03 0

    WOODS STEPHEN R.

    • INTERIM CO-HEAD OF COMMERICAL
    66,029 2015-06-23 0

    RUBINO ROBERT C.

    • INTERM CO-HEAD OF COMMERCIAL
    72,589 2015-06-23 0

    MATTHEWS ROBERT D. JR. VICE CHAIR, COMMERCIAL BANKING

    • Officer
    • Director
    108,324 2014-12-09 0

    ROYAL BANK OF SCOTLAND GROUP PLC

    ROYAL BANK OF SCOTLAND PLC

    RBSG INTERNATIONAL HOLDINGS LTD.

    NATIONAL WESTMINSTER BANK PLC /ENG/

    NATWEST GROUP HOLDINGS CORP.

    RBS CBFM NORTH AMERICA CORP.

    • 10% Owner
    398,998,324 2014-09-29 0

    Insider Transactions Last 60 Days

    Reporting Owners Filing Date Trans Date Trans Code Shares Share Price Acquired
    Disposed
    Shares Owned after D/I 10b5 Perf 1d* Perf 5d* Perf 1m* Max Gain Max Gain Days Max Loss Max Loss Days

    ALEXANDER LEE - Director

    2023-05-18 18:20:52 -0400 2023-05-17 A 197 a 12,566 direct 3.8579 3.1704 6.4553 3 0.0 1

    ZURAITIS MARITA - Director

    2023-05-18 18:08:17 -0400 2023-05-17 A 434 a 42,216 direct 3.8579 3.1704 6.4553 3 0.0 1

    WATSON WENDY A. - Director

    2023-05-18 18:09:46 -0400 2023-05-17 A 434 a 40,216 direct 3.8579 3.1704 6.4553 3 0.0 1

    SWIFT CHRISTOPHER - Director

    2023-05-18 18:10:52 -0400 2023-05-17 A 197 a 12,566 direct 3.8579 3.1704 6.4553 3 0.0 1

    SUBRAMANIAM SHIVAN S. - Director

    2023-05-18 18:11:59 -0400 2023-05-17 A 434 a 71,516 direct 3.8579 3.1704 6.4553 3 0.0 1

    SIEKERKA MICHELE N - Director

    2023-05-18 18:12:50 -0400 2023-05-17 A 135 a 53,225 direct 3.8579 3.1704 6.4553 3 0.0 1

    LILLIS TERRANCE - Director

    2023-05-18 18:14:00 -0400 2023-05-17 A 384 a 24,512 direct 3.8579 3.1704 6.4553 3 0.0 1

    LILLIS TERRANCE - Director held by spouse in revocable trust

    2023-05-18 18:14:00 -0400 2023-05-17 P 1,000 $26.39 a 3,000 indirect 3.8579 3.1704 6.4553 3 0.0 1

    KELLY EDWARD J III - Director

    2023-05-18 18:15:38 -0400 2023-05-17 A 384 a 24,512 direct 3.8579 3.1704 6.4553 3 0.0 1

    LEARY ROBERT G - Director

    2023-05-18 18:14:53 -0400 2023-05-17 A 300 a 19,139 direct 3.8579 3.1704 6.4553 3 0.0 1

    HANKOWSKY WILLIAM P - Director

    2023-05-18 18:16:48 -0400 2023-05-17 A 434 a 65,298 direct 3.8579 3.1704 6.4553 3 0.0 1

    CUMMINGS KEVIN - Director

    2023-05-18 18:17:41 -0400 2023-05-17 A 135 a 460,778 direct 3.8579 3.1704 6.4553 3 0.0 1

    CUMMING CHRISTINE M - Director

    2023-05-18 18:18:37 -0400 2023-05-17 A 434 a 37,087 direct 3.8579 3.1704 6.4553 3 0.0 1

    JOHNSON ELIZABETH S. - Officer CHIEF EXPERIENCE OFFICER

    2023-05-16 17:42:31 -0400 2023-05-13 F 1,764 $24.80 d 106,648 direct -0.1516 2.0849 5.6482 5 -0.7582 3

    MCCREE DONALD H III - Officer VICE CHAIR, COMMERCIAL BANKING

    2023-05-16 17:46:58 -0400 2023-05-13 F 11,607 $24.80 d 141,952 direct -0.1516 2.0849 5.6482 5 -0.7582 3

    COUGHLIN BRENDAN - Officer HEAD OF CONSUMER BANKING

    2023-05-16 17:45:07 -0400 2023-05-13 F 1,764 $24.80 d 85,220 direct -0.1516 2.0849 5.6482 5 -0.7582 3

    GRIGGS MALCOLM D - Officer CHIEF RISK OFFICER

    2023-05-16 17:44:27 -0400 2023-05-13 F 3,093 $24.80 d 122,083 direct -0.1516 2.0849 5.6482 5 -0.7582 3

    LAMONICA SUSAN - Officer CHIEF HUMAN RESOURCES OFFICER

    2023-05-16 17:41:55 -0400 2023-05-13 F 3,433 $24.80 d 158,039 direct -0.1516 2.0849 5.6482 5 -0.7582 3

    WOODS JOHN F - Officer CHIEF FINANCIAL OFFICER

    2023-05-16 17:41:18 -0400 2023-05-13 F 10,536 $24.80 d 209,698 direct -0.1516 2.0849 5.6482 5 -0.7582 3

    VAN SAUN BRUCE - Director - Officer CHAIRMAN AND CEO

    2023-05-16 17:40:25 -0400 2023-05-13 F 29,015 $24.80 d 1,058,511 direct -0.1516 2.0849 5.6482 5 -0.7582 3

    READ CRAIG JACK - Officer CONTROLLER

    2023-05-16 17:39:43 -0400 2023-05-13 F 517 $24.80 d 36,868 direct -0.1516 2.0849 5.6482 5 -0.7582 3

    RUTTLEDGE MICHAEL - Officer CHIEF INFORMATION OFFICER

    2023-05-16 17:38:05 -0400 2023-05-13 F 1,031 $24.80 d 41,950 direct -0.1516 2.0849 5.6482 5 -0.7582 3

    KELLY EDWARD J III - Director

    2023-04-28 17:05:12 -0400 2023-04-27 A 4,818 a 24,128 direct -5.1761 -9.2958 0.0 1 -12.5 4

    CUMMING CHRISTINE M - Director

    2023-04-28 17:04:09 -0400 2023-04-27 A 4,818 a 36,652 direct -5.1761 -9.2958 0.0 1 -12.5 4

    ALEXANDER LEE - Director

    2023-04-28 17:03:45 -0400 2023-04-27 A 4,818 a 12,370 direct -5.1761 -9.2958 0.0 1 -12.5 4

    ZURAITIS MARITA - Director

    2023-04-28 17:07:36 -0400 2023-04-27 A 4,818 a 41,781 direct -5.1761 -9.2958 0.0 1 -12.5 4

    WATSON WENDY A. - Director

    2023-04-28 17:07:14 -0400 2023-04-27 A 4,818 a 39,781 direct -5.1761 -9.2958 0.0 1 -12.5 4

    SWIFT CHRISTOPHER - Director

    2023-04-28 17:06:55 -0400 2023-04-27 A 4,818 a 12,370 direct -5.1761 -9.2958 0.0 1 -12.5 4

    LILLIS TERRANCE - Director

    2023-04-28 17:06:01 -0400 2023-04-27 A 4,818 a 24,128 direct -5.1761 -9.2958 0.0 1 -12.5 4

    LEARY ROBERT G - Director

    2023-04-28 17:05:38 -0400 2023-04-27 A 4,818 a 18,839 direct -5.1761 -9.2958 0.0 1 -12.5 4

    SIEKERKA MICHELE N - Director

    2023-04-28 17:06:19 -0400 2023-04-27 A 4,818 a 53,090 direct -5.1761 -9.2958 0.0 1 -12.5 4

    HANKOWSKY WILLIAM P - Director

    2023-04-28 17:04:47 -0400 2023-04-27 A 4,818 a 64,863 direct -5.1761 -9.2958 0.0 1 -12.5 4

    SUBRAMANIAM SHIVAN S. - Director

    2023-04-28 17:06:36 -0400 2023-04-27 A 4,818 a 71,081 direct -5.1761 -9.2958 0.0 1 -12.5 4

    CUMMINGS KEVIN - Director

    2023-04-28 17:04:27 -0400 2023-04-27 A 4,818 a 460,643 direct -5.1761 -9.2958 0.0 1 -12.5 4

    SUBRAMANIAM SHIVAN S. - Director

    2023-04-24 17:00:58 -0400 2023-04-21 P 3,300 $28.79 a 66,263 direct 1.0045 -5.3394 7.1707 4 -5.3394 6

    * -

    Transaction Code Definitions
    Code Definition
    A Grant, award or other acquisition pursuant to Rule 16b-3(d)
    C Conversion of derivative security
    D Disposition to the issuer of issuer equity securities pursuant to Rule 16b-3(e)
    E Expiration of short derivative position
    F Payment of exercise price or tax liability by delivering or withholding securities incident to the receipt, exercise or vesting of a security issued in accordance with Rule 16b-3
    G Bona fide gift
    H Expiration (or cancellation) of long derivative position with value received
    I Discretionary transaction in accordance with Rule 16b-3(f) resulting in acquisition or disposition of issuer securities
    J Other acquisition or disposition
    L Small acquisition under Rule 16a-6
    M Exercise or conversion of derivative security exempted pursuant to Rule 16b-3
    O Exercise of out-of-the-money derivative security
    P Open market or private purchase of non-derivative or derivative security
    S Open market or private sale of non-derivative or derivative security
    U Disposition pursuant to a tender of shares in a change of control transaction
    W Acquisition or disposition by will or the laws of descent and distribution
    X Exercise of in-the-money or at-the-money derivative security
    Z Deposit into or withdrawal from voting trust

    IBR Securities Loan Availability

    Updated throughout the day, this shows the number of shares available to borrow. Data provided by Interactive Brokers

    Security Date/Time Rebate Rate Fee Rate Shares Available
    CITIZENS FINANCIAL GROUP CFG 2023-06-02 22:15:04 UTC 4.81 0.25 0
    CITIZENS FINANCIAL GROUP CFG 2023-06-02 21:45:04 UTC 4.81 0.25 0
    CITIZENS FINANCIAL GROUP CFG 2023-06-02 21:15:04 UTC 4.81 0.25 0
    CITIZENS FINANCIAL GROUP CFG 2023-06-02 20:45:03 UTC 4.81 0.25 0
    CITIZENS FINANCIAL GROUP CFG 2023-06-02 20:15:05 UTC 4.81 0.25 0
    CITIZENS FINANCIAL GROUP CFG 2023-06-02 19:45:04 UTC 4.81 0.25 0
    CITIZENS FINANCIAL GROUP CFG 2023-06-02 19:15:04 UTC 4.81 0.25 0
    CITIZENS FINANCIAL GROUP CFG 2023-06-02 18:45:04 UTC 4.81 0.25 0
    CITIZENS FINANCIAL GROUP CFG 2023-06-02 18:15:04 UTC 4.81 0.25 0
    CITIZENS FINANCIAL GROUP CFG 2023-06-02 17:45:03 UTC 4.81 0.25 0
    CITIZENS FINANCIAL GROUP CFG 2023-06-02 17:15:04 UTC 4.81 0.25 0
    CITIZENS FINANCIAL GROUP CFG 2023-06-02 16:45:03 UTC 4.82 0.25 0
    CITIZENS FINANCIAL GROUP CFG 2023-06-02 16:15:04 UTC 4.82 0.25 0
    CITIZENS FINANCIAL GROUP CFG 2023-06-02 15:45:04 UTC 4.82 0.25 0
    CITIZENS FINANCIAL GROUP CFG 2023-06-02 15:15:03 UTC 4.82 0.25 0
    CITIZENS FINANCIAL GROUP CFG 2023-06-02 14:45:04 UTC 4.82 0.25 0
    CITIZENS FINANCIAL GROUP CFG 2023-06-02 14:15:03 UTC 4.82 0.25 0
    CITIZENS FINANCIAL GROUP CFG 2023-06-02 13:45:03 UTC 4.82 0.25 0
    CITIZENS FINANCIAL GROUP CFG 2023-06-02 13:15:04 UTC 4.82 0.25 0
    CITIZENS FINANCIAL GROUP CFG 2023-06-02 12:45:03 UTC 4.82 0.25 0

    Current Active Short Positions

    Holder Issuer Net Short Position Position Date Origin
    FundVantage Trust- Gotham Absolute 500 Core Fund CFG -104.0 shares, $-1956.24 2020-03-31 N-PORT
    JPMorgan Trust I- JPMorgan Research Market Neutral Fund CFG -13382.0 shares, $-579708.24 2023-01-31 N-PORT
    Federated Hermes Equity Funds- Federated Hermes Prudent Bear Fund CFG -8000.0 shares, $-242960.0 2023-03-31 N-PORT
    Blackstone Alternative Investment Funds- Blackstone Alternative Multi-Strategy Fund CFG -129322.0 shares, $-3927509.14 2023-03-31 N-PORT
    JPMorgan Trust I- JPMorgan U.S. Large Cap Core Plus Fund CFG -30789.0 shares, $-935061.93 2023-03-31 N-PORT

    Congressional Transactions Past 6-Months

    To see all congressional transactions (since 2022) for this stock, please use the congressional transaction search page***
    Congress Person Party Chamber Filing Filing Date Transaction Date Security Type Owner Transaction Amount
    Hon. Rohit Khanna democrat House Filing 2023-05-08 2023-04-25 DC S $1,001-$15,000
    Hon. Daniel Goldman House Filing 2023-05-03 2023-04-10 P $15,001-$50,000
    Hon. Kathy Manning democrat House Filing 2023-05-02 2023-04-28 SP P $1,001-$15,000
    Hon. Kathy Manning democrat House Filing 2023-05-02 2023-04-28 P $1,001-$15,000
    Hon. Rohit Khanna democrat House Filing 2023-04-03 2023-03-14 SP S $1,001-$15,000
    Hon. Rohit Khanna democrat House Filing 2023-04-03 2023-03-24 DC P $1,001-$15,000

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