InterCept, Inc (ICPT)

InterCept, Inc.'s principal activity is to provide a broad-range of technologies, products and services that work together to meet the electronic commerce and operating needs of community financial institutions. The operations are classified in two business segment: Financial institution services and Merchant services. Financial institution services segment provides software systems, data processing services and related equipment and services to financial institutions. Merchant services segment provides credit card transaction processing services, including authorization, transaction capture and settlement as well as other payment processing services to financial institutions and merchants. During the year 2002, the Group acquired Internet Billing Company Ltd, Electronic Payment Exchange Inc and certain assets from Affiliated Computer Services, Inc. Financial Institution Services accounted for 74% of 2002 revenues and Merchant Services, 26%.